Are you affected by the 'Credit Crunch'?

We know that many residents of the borough may be suffering financial uncertainty during this time, and this page is intended to provide some advice to help you if you have particular concerns.

Wrexham County Borough Council Housing Services recognise this situation is a high priority. If we can offer advice at an early stage it may help to prevent housing difficulties arising for people with rent or mortgage repayments.

The links below will take you to specialist websites that will put you in touch with organisations that can give you advice and practical help.

Budgeting and your finances

If you are having difficulty with budgeting and paying household bills, it is important that you deal with this early on before it gets out of hand.

The websites below give you further detailed advice on some important steps you can take to help with your budgeting.

Housing Benefit

The Money Advice Service (external link)

These sites provide advice about how you can save energy and benefits you may be entitled to, to help you heat your home.

Energy Saving Trust - Cut Your Energy Bills (external link)

Debt and borrowing money

If you are worried about the amounts that you owe, the links below lead you to advice to help you deal with your debt without borrowing unnecessarily.

Citizens Advice Bureau (external link)

The local Citizens advice bureau is at:

35 Grosvenor Road
Wrexham

Telephone: 01978 364639

Consumer Credit Counselling Service (external link)
For free, impartial debt help try national debt charity CCCS. They have 20 years’ experience providing budgeting help, free debt advice and solutions like a free-debt management plan (DMP) or Individual Voluntary Arrangement (IVA). Their online debt solution tool, Debt Remedy, is available 24-hours-a-day.

Further information about Citizens Advice Bureau

Welfare Rights - A to Z - advice about different benefits you may be eligible for

North Wales Credit Union (external link)

Wrexham Welfare Rights Team

Dealing with redundancy

If you find that you are under threat of redundancy or if it has just happened to you, it is important to find out what you can do.

GOV.UK (external link)

Keeping your home

The financial downturn has increased the possibility for some people of facing eviction or repossession, but if tackled early enough, this need not happen.

The following links are to the Council's Homeless Prevention service, the Council of Mortgage Lenders, and the Direct Gov websites, which both contain useful advice and contact details.

Homeless - Or Fear You May Be In The Future?

Council of Mortgage Lenders (external link)

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